Category: MBAFP+CFP

Rising wealth in India needs a succession plan

Silent expectations, legacies turning into legal chaos

Property in India carries emotional and financial weight. As wealth of Indians is increasing, the focus shall not be only on accumulation but to desired transfers also. Real estate will sit at the centre of that journey

Over 65% of civil cases in India are linked to land and property disputes, i.e., family feuds fill up over half our courts. These legal disputes can drag on for years, even decades and all the related parties suffering immensely. In India, when it comes to property, emotions run as deep as the value is high.
Whether a family is wealthy or middle class, the story is often the same: vague succession, silent expectations, and a legacy that turns into a legal mess. This is why succession and estate planning can no longer be postponed as something ‘for later’ or ‘for the ultra-rich’. It is responsible financial decision.

A global study by The Williams Group, a United States-based wealth advisory firm, found that nearly 70% of wealth is lost by the second generation and up to 90% by the third when succession planning is inadequate.

In India, the wealth engine is accelerating. As many as 1,687 Indians now have a net worth of Rs.1, 000 crore or more. In 2025 alone, 103 initial public offerings raised a record Rs.1.75 lakh crore, according to Prime Database, marking one of the largest capital formation years for India’s markets.
Families spend decades building property portfolios and the value is eroded by fragmented ownership, unclear rights, emotional disputes, liquidity crunches, and tax inefficiencies. Well-structured estate planning preserves both capital and continuity.

Role of family trusts:
Family trusts have emerged as one of the most effective tools for incorporating property into succession planning. By transferring real estate into a trust, the settlor separates ownership from management. Trustees administer the assets for chosen beneficiaries as per a clearly expressed trust deed.

The advantage of this is continuity. Instead of fragmenting across generations, property remains intact under a single governing framework. The trust can define if an asset is retained for rental income, developed purposefully, monetised gradually, or preserved as legacy. Income distribution policies can be structured thoughtfully, with successor trustees pre-identified for unified governance

Ring-fencing: Protecting core assets:
An important dimension of succession planning is ring-fencing or protecting assets from business liabilities, litigation, debt, or cyclical downturns.

Family can create a legal boundary between business risk and legacy wealth by transferring real estate to a structured trust.

Passing on wealth, not costs: In India we do not have inheritance tax but it does not make inheritance tax-free. If inheritance tax is introduced, it would eat into the wealth of unprepared families. If someone sells inherited property, he has to pay for capital gains. He earns rent, the income tax to be paid on rental income. Add multiple heirs, the tax exposure gets fragmented and inefficient. This complexity is multiplied if you add stamp duty, registration, or cross-border heirs.

Smart planning can optimise this. Families should time asset sales for long-term capital gains benefits, structure ownership for tax-efficient income flows, as well as build liquidity buffers to avoid distress sales just to meet tax or maintenance obligations. The government’s recent move to scrap mandatory probate of wills in certain jurisdictions may streamline succession procedures, but it can’t replace structured tax-aware planning

From ownership to responsible management
Indians love real estate, especially wealthy ones. An August 2025 story in The Economic Times, citing a report by Bernstein Private Wealth Management, stated that the top 1% of India’s wealthiest citizens have parked 60% of the wealth in real estate and gold

Inheritance planning for real estate must extend beyond documentation to active management— like a financial portfolio. Trim underperforming assets, improve leasing, make timely redevelopment calls, allocate capital wisely, and ensure compliance.

If real estate is left unattended, it may drag down returns even if it looks like wealth on paper. Mechanisms such as professionals for management, periodic reviews, and next generation education can turn inheritance into stewardship. Heirs are gradually inducted into decision-making processes, gaining financial literacy and responsibility.

Integrating real estate into succession planning ultimately shifts the conversation from ownership to purpose. Clarifying intent through trusts, ring-fencing of assets and tax-efficient structures ensures that future generations inherit clarity, not confusion.

In India, property carries both emotional and financial weight. Left to default inheritance, it fragments. Planned well, it anchors wealth across generations. As Indian wealth increases, the shift has to be from accumulation to intentional transfer. Real estate will sit at the centre of that journey.

Madhu Sinha
Dean ICoFP

REFRAME YOURSELF

Reframing is making ourselves awake of the impact of negative Self-talk, which we keep thinking unconsciously, in our mind. Negative self-talk or negative statements about others increase stress, anxiety and health problems in our lives.

Reframing is about changing our perspective on a particular situation and giving it a more positive or impactful meaning to us.

Reframing can be used to help remove limiting beliefs, to help appreciate positive moments, or for any negative thought that we would like to change.

The first step in reframing ourselves is to examine our negative thoughts followed by replacing the negative thoughts with a more positive one.

To reframe ourselves with lots of positivity in us, we as a student have to improve our reading and comprehension skills to gain more depth. Through improving communication skill we are reframing our self. Reframing means adding something in ourselves which improves our personality and behavior.

1) Learn how to communicate
2) Learn how to present

For good communication, we have to be a good reader and it is very correctly said that “bigger the network is, bigger the net worth is”. Reframing means making some change in ourselves which enhances our nature, knowledge, and behavior like commitment we should show our commitment towards our work through completing the work on time.

Making some change in our routine and habits can help us in reframing ourselves.

We have to explore more to get more depth. Reframing can make a huge difference in performance and in presenting ourselves in front of others. We can reframe ourselves in any way but the main focus of reframing should be to make a person mentally rich.

At last I would like to end by quoting “YOU ONLY LIVE ONCE, BUT IF YOU DO IT RIGHT ONCE IS ENOUGH”.

Priyanka Chauhan
MBA (FP) 2019-2021

CONVOCATION

International College, New Delhi conducted its Annual Convocation Ceremony on Saturday, May 25, 2019 at ICoFP New Delhi Campus. During the ceremony, 50 students from batches 2015-2016 and 2016-17 were awarded degrees. The event was graced by Shri K K Bajaj, Founder Chairman, Bajaj Capital Limited, Ms. Jai Vani Bajaj, Chief Mentor, International College, Mr. Vinod Kaul, Jt. Managing Director, International College and Mr. Abhijit Bose, CEO, International College. The ceremony saw young women and men graduating with their hard-earned degrees.

On the occasion, Shri K K Bajaj, Founder Chairman, Bajaj Capital Limited congratulated all the students for having successfully completed, perhaps the most intense period of education in their academic career so far. We believe that our students will be the future thought leaders of the society.

The Annual Report was presented by Ms. Jai Vani Bajaj, Chief Mentor, International College, highlighting the noteworthy achievements in the last academic year. She wished a great success to all the graduates and emphasized that the IC students will be the future thought leaders of the society.

AIF Market in India

Introduction:
In India, alternative investment funds (AIFs) are defined in Regulation 2(1) (b) of Securities and Exchange
Board of India (Alternative Investment Funds) Regulations, 2012. It refers to any privately pooled investment
fund, (whether from Indian or foreign sources), in the form of a trust or a company or a body corporate or a
Limited Liability Partnership (LLP). Hence, in India, AIFs are private funds which are otherwise not coming
under the jurisdiction of any regulatory agency in India.

Categories of Alternative Investment Funds (AIFs) :
As per Securities and Exchange Board of India (Alternative Investment Funds) Regulations, 2012 Alternative
Investment Funds shall seek registration in one of the three categories
Category I: Mainly invests in start- ups, SME’s or any other sector which Govt. considers economically and
socially viable.
Category II: These include Alternative Investment Funds such as private equity funds or debt funds for which
no specific incentives or concessions are given by the government or any other Regulator
Category III : Alternative Investment Funds such as hedge funds or funds which trade with a view to make
short term returns or such other funds which are open ended and for which no specific incentives or concessions
are given by the government or any other Regulator.

Process and Documentation required for Listing and Trading Alternative Investment Fund

Size of AIF market:
Alternative investment funds (AIFs) have grown substantially – by 96% in the last financial year. The
commitments raised (roughly equivalent to AUM in MF parlance) increased from Rs.84,304 crore to Rs.1.65
lakh crore, shows the latest data by SEBI.
Investors continue to lap up category II funds such as private equity and debt funds, investing Rs.54,064 crore
in the category. These funds offer exposure to assets in which traditional mutual funds schemes do not invest.
Category III AIFs, which are essentially hedge funds, have also recorded an exponential increase, growing by
161% in the last one year. These funds deploy a variety of strategies like long and short strategy, IPO focussed
investments, running a concentrated portfolio to generate performance.

Category I funds meanwhile grew at a modest pace collecting Rs. 7,435 crore. The category consists of infrastructure funds, social venture funds, angel funds or VC funds.

Tax implication:
In India, the Category I and Category II AIFs registered with the SEBI have been accorded a pass through
status, with a requirement to subject any income credited or paid by the AIFs to a withholding tax of 10% for
resident investors and as per the “rates in force” for non-resident investors.
The Category III AIF has still not been accorded a pass through status, which means that income from such
funds will be taxed at the investment fund level and the tax obligation will not pass through to the unit- holders.
In cases where the income of the fund is characterized as income under the head “Profits or gains from business
or profession”, the investment fund would be taxed in respect to such income at the maximum marginal rate of
tax.

Ayush S.Mazumdar,

MBA-FA (2018-20)

Communication

Communication is a very important aspect of our lives and is a part of our basic functionality. Communication can be very easily understood as the Basic Exchange of Information. It is nearly impossible to go through a day without the use of Communication. Communication is sending and receiving information between two or more people.

We have discussed communication in layman’s terms, now let’s look at the proper definition of communication.

“Communication ( derived from a Latin word communicare, meaning ‘to share’) is the  act  of conveying  meaning  from  one  entity or  group  to  another through  the  use  of  mutually understood sings , symbols and semiotic rules.”

–Wikipedia Let’s look at Another definition of communication,

“A process by which information is exchanged between individuals through a common system of symbols , sings or behaviour.”

–Merrian-Webster

Now,  let’s compare both  the  definitions. Both the definitions focus on two things which are “exchange of information” and “medium” of exchange of information. For communication, there should be some information which we have to exchange otherwise communication cannot  take  place , secondly the  medium  is  very  important  for the exchange  of  information. Medium can be anything , for example message that we have to share can be sent through a letter/application ( i.e; in written) or can be explained through symbols , like when we wave to someone just to say hello or sometimes we can convey the message using our body language( I.e;- behaviour ).

Communication is so important, that directing abilities of a manager mostly depends upon his/her communication skills. He/she should have the capacity to clearly explain his/her views, ideas, facts, etc. and make the subordinates understand them. How much professional knowledge and intelligence a manger possesses becomes immaterial if he/she is not able to communicate effectively with his/her subordinates and create understanding in them.

The process of communication can be explained in the figure given below:-

The elements involved in the communication process are explained below:-

  1. Sender:- Sender means the person who conveys his thoughts or ideas to the receiver .
  2. Encoding:- it is the process of converting the message into communication symbols such as words , pictures, gestures, etc.
  3. Message:- It is the content of ideas , feelings , suggestions , order, etc. intended to be communicated.
  4. Channel:- channel or media is the path through which encoded message is transmitted to the receiver , e.g., face to face , phone call , internet , etc.
  5. Receiver:- The who receiver communication of the sender.
  6. Decoding:- it is the process of converting encoded symbols of the sender.
  7. Feedback:- it includes all those actions of receiving indicating that he has received and understood the message of sender.
  8. Noise:- Noise means some obstruction or hindrance to communication , e.g., a poor telephone connection, an inattentive receiver , faculty decoding , etc.

Communication can be broadly categorised into two parts.

  1. Verbal communication:- The use of auditory language to exchange information with some other people. It includes sounds , words , or speaking, the tone , volume and pitch  of one’s voice can all contribute to effective verbal communication.
  2. Non-verbal communication:- Communication between people through non-verbal or visual cues . This includes gestures , facial expression, body movement , timming. Touch and anything else that communicate without speaking.

Non-verbal communication is more effective than verbal communication.

Aditya Kaushik
MBA-FP(2018-20)

A Random Walk Down Wall Street

What is a Random Walk? A random walk is one in which future steps or directions cannot be predicted on
the basis of past history. Academics parry these tactics by obfuscating the random-walk theory with three versions (the “weak,”the “semi-strong,” and the “strong”) and by creating their own theory, called the new investment technology. The first, the firm foundation, theory suggests that the valuation of an asset is based on the intrinsic value, and the investors could win on the fluctuations around this intrinsic or real value. The second, castles in the air, theory argues that investors should act in response to crowd’s expectations. The idea is explained by Keynes’ example of picking the six prettiest faces out of a hundred that are going to win the price. Here, the investor does not have to calculate the real value of the corporation; he has to predict what the average opinion is likely to be. What is more, the author of the book suggests that both theories work in practice, but in different time frames.

The second, third and fourth chapters show the historical examples of market price overvaluation (Tulip-Bulb Craze, the South Sea Bubble, and the Wall Street Crash of 1929), speculative Movements from the 1960s through the 1990s (the “Tronics” boom, the conglomerate boom, the Bubble in Concept stocks, Nifty Fifty, the biotechnology and property bubbles) and finally the largest bubble of all – overvaluation due to dot-com boom. The examples are discussed in order to point out that well often the valuation of assets is defined by the psychological factors, such as madness of people, which leads to overvaluation and subsequent price-drops. The dozen examples confirm that market efficiency is not a coincidence. The author’s main idea through the whole book is that markets are efficient, and when the inefficiencies (all mentioned above crazes)occur, it will not take a long time for the market to go back to its natural stage of efficiency. Thus, he goes to explanation of the commonly accepted investment models and techniques, pointing out their limited ability to predict something in terms of market’s “random walk”.

The next three chapters are concerned with technical and fundamental analyses for prediction of the future value of stocks. The author gives explanation to two most used on Wall Street techniques. Technical analysis studies the performance of the market prices based on the historical data. The investors use complex charts and forecasting models based on trends to speculate on predicted performance. Contrary to technical analysis, a fundamental study evaluates the health of the business by careful examination of financial statements, market performance and competitiveness of the financial entity. The author gives a favor to the second option for predictions of the assets’ prices as far as the technical analysis cannot make reasonable predictions in frames of the random-walk theory. On the other hand, the fundamental analysis looks at a broader range of data, which allows formulating a complex view on the company as a market-player. However, even the most sophisticated approach may have serious flaws, such as unpredictable events (like 9/11 tragedy), unreliable financial data (like Enron’s bankruptcy), human failings and more. In reality, financial analysts may have a minimal advantage due to advanced and regular access to valuable information and materials.

Chapters 8 and 9 discuss the modern portfolio theory. The basic idea is that people should diversify their portfolios of assets using the findings of Harry Markowitz. The economist discovered that portfolios with risky stocks could be organized in such a way that the portfolio as a whole could have less risk than the individual assets in it. The author argues in favor of this approach providing the practical examples of the reduced risk in well-diversified portfolios (the portfolio of 50 equal-sized US stocks, the international diversified portfolio, including the stocks of emerging markets or even the portfolio with various classes of assets). However, in chapter 9 Malkiel introduces the capital asset pricing model as a framework to explain the fact that diversification cannot eliminate all risk. Therefore, the associated with the portfolio or asset risk can be divided into systematic and non-systematic risk. Whereas non-systematic risk can be diversified by wise portfolio management, systematic (or so-called beta) risk cannot be diversified. It is used as a tool to evaluate the return. The only way to expect the higher long-run investment returns is to bear the greater beta-risk. Chapter 10 provides an outlook to behavioral finance that applies emotional and cognitive biases of people to their investment decisions. From the behavioral point of view, Malkiel learns that long term investing in hot-assets does not make any sense. In addition, careful investor should not over trade by selling promising stocks. Thus, Malkiel advises to sell only losers-stocks.

The next three chapters give the author’s practical advice on investment decisions. Specifically, the author encourages ensuring that the investor is properly insured. Then, he offers investing mostly into tax-sheltered accounts. Regarding the investment instruments, Malkiel believes that in the long run, it is evident, that stocks will produce more return, than bonds yield, and beat the level of inflation. However, for the any shorter than a decade period, the expected returns are random and depend mostly on the risk taken by investors. Therefore, for the short goals, the investor should tend to a diversified portfolio with investments in risk-free assets, like bonds and cash. This is the main conclusion of the previous practical and theoretical analysis of the financial markets. Finally, the last chapter “Three Giant Steps Down Wall Street” gives a summary on the whole book and suggests the concrete steps to investors. For those investors who lack analyzing skills, Malkiel suggests investing in an index fund. Otherwise, for do-it-yourself investors, he offers to look at companies with consistent growth, pay for stock no more than firm foundation value, guess the future trends and trade as little as possible.

To sum up, the book “A Random Walk Down Wall Street” is a useful guide for both students, who study Finance, and professional investors and analysts. In my view, the book does not contain the innovative ideas or theories in investing; however, it explains the existing approaches and views on investment opportunities in an easy and comprehensive way. The prompt examples and investment history overview give a complex view on investing as a science and a real life activity at the same time. Besides the summary of the world’s most popular investment theories and practices, the author gives precious advice for individual investors that sound convincing from the mouth of a successful investor and economist. The simplified philosophy of is a perfect complement to a “Random Walk Down Wall Street” for those investors, who take advantage in learning successful investment experiences.
The most of the topics in this book is taught by our Sir Mr. Kushal Bhateja and I thank him from the bottom of my heart.

Shubham Pandey
MBA-FA(2018-20)

How secure is your future?

Invest and save when you start working to achieve all the goals of your life and to move comfortably into a retired life, pursuing interests you never had the time for

Retirement can be a time for travel, golf, spending time with grandchildren or pursuing a hobby. It could also be a time when you anxiously count every penny you spend and worry about your future. What it is going to be like will depend on how well you have planned while you are still working.

“It is never too early or too late to start planning for retirement, “But, the earlier you start, the better. By saving a small amount today and investing it wisely, you can create a corpus that will take care of you in the years in which you are no longer earning. “Not so long ago, one used to think about retirement planning only for his or her post-retirement life, but, the recent layoffs of employees have made people realize the necessity of planning early for retirement.”

Building a corpus

Planning for your retirement is, at its best, an educated guess. The size of your retirement corpus will depend on several factors, including your health and where you want to live. Generally, the rule of thumb is that you will need 75% of what you spent before retirement to maintain the same lifestyle after retirement. But, to get a fair idea of the amount you will need, you have to answer certain questions

  • When do you want to retire?
  • Are you planning to retire early?
  • What kind of lifespan do you expect?
  • Are you planning an estate for your next generation?

If you are planning to retire early, you will have to save more money every month as your accumulation phase (The phase when you are working) will reduce and the distribution phase (when you retire and start withdrawing money) will increase. Then there is inflation which will eat into your capital if the portfolio is not well diversified into different asset classes like, Equity, debt, gold and real estate etc.

Where to invest

This depends on your age and risk-taking appetite. If you are in your 20s and 30s, equity is your best bet. “In the short run, returns from equity are highly volatile. But in the long run, they are mostly positive and likely to beat inflation,” Investing in mutual funds through systematic investment plans (SIPs), which involve setting aside a portion of your monthly disposable income for a particular investment option is recommended option. SIP helps to spread your risks as you buy regularly over a period of time, which averages out your cost of purchase.

For those in their 20s and 30s, with retirement still more than 30 years away, nearly 70% of the total portfolio should be invested in equity and about 30% in fixed-return instruments, such as public provident fund (PPF), employer’s provident fund (EPF) and national savings certificate (NSC), Bank FD etc There is a need to review and revise the portfolios regularly to see that asset allocation is not deviating from the desired level.

Madhu Sinha CFPCM , CIWM
Author (Financial Planning A Ready Reckoner and Retirement Planning A Guide  for Financial Planners)
Campus Director, Former Director, FPSB India 

Financial Planning Course – Add Wings To Your Career

For an average youth a choice of career is determined by two factors – opportunities and passion regarding the concerned field. The reason we have placed opportunities before passion is a true reflection of the realities on the ground. Being a developing country good career opportunities are many but there is also increasing competition and this is the reason most Indians tend to follow career paths that offer them better odds. In 21st century India which is taking long strides in manufacturing and services in industry, the demand for finance professionals is on the rise. This is the reason we see so many youths wanting to pursue a financial planning course program. It not only offers you many opportunities but also adds wings to your career.

Lack of Financial Professionals
You would be surprized to know that there is a huge shortage of Certified Financial Planners in India. This can be attributed to the fact that the last decade and half has seen increasing growth in terms of businesses in India. With investment coming in from different parts of the world and organizations expanding exponentially there is a dearth of trained financial professionals as there are only handful institutions that offer dedicated financial planning course. Businesses are finding it tough to find Certified Financial Planners. This creates a great opportunity for anyone wanting to explore opportunities in this field. Once you have completed your course you would have many options to choose from. The fact is you won’t have to run behind opportunities as these would follow you. From Banking Institutions to FMCG firms and even IT and ITES companies there are dozens of opportunities for you to explore once you complete this course.

Advisory Services
Financial consultancy services were once restricted only to the large business organizations. In the past small businesses and even individual investors considered this to be too expensive. But things have changed over the past few years. Small business have realised the benefits of making a sound financial decisions as it offers them great advantage while taking on their giant rivals. Same is the case with investors who are overwhelmed with the number of options they have on hand. This is where advisory services have become very popular and after completing financial planning course you would be able to wear many hats in advisory services and these include Wealth Managers, Relationship Manager and Investment Advisors.

Make the Right Start     
To excel in the field of financial planning it is important for you to make the right start to your career. It all starts in a good college offering these courses as joining an average institution doesn’t lay the kind of platform that you would desire. There are only a few colleges in India that offer specialized financial planning programs. These colleges bring in a hands-on approach to these courses where students are regularly exposed to different kinds of planning and financial services for them to develop a strong grip over different aspects of financial planning.

Greece Crisis & Impact on Indian Economy

1st January, 2001 the day when Greece got entry in European monetary union, helped him in containing the effect of financial crisis which was affecting emerging markets around the world. For next 8 year devaluation tool disappeared from Greece economy but in  2008 when global financial crisis struck the world, it created a sizable negative impact on it.. Both of its revenue generating sources, i.e. shipping and tourism were badly affected. In year 2009 its total revenue fell down by 15% leading to the Greek depression.

In late 2009, a fear developed in different lenders’ mind about Greece’s ability to repay his debt. On 30th June, 2015 Greece became the first developed country to make a default in repayment of his loan to IMF and the total amount of his debt is €323 billion. The Greece has the largest sovereign debt default in history.

The major reason of Greek economic crisis is its inefficient pension system. They spent 17.5% of their economic output on pension payments. The other reasons for crisis are the benefits provided to the govt. employees such as unusual bonus and early retirement scheme. A 25.6% of unemployment rate and rampant tax evasion by the citizens of the country are some of the other reasons for this Greek problem.

Greece crisis looked grim. Economists thought that Global Stock market will be rattled and the world economy will conceive Lehman brothers II- a global financial panic. But luckily this did not happen because the Greece economy holds a very small part i.e. 1.8% of total Euro zone consisting of 19 countries. In 2010 most Greek Debt was held by banks and private investor. European central bank (ECB), International Monetary Fund (IMF) and other Euro zone countries bailed out the banks and investors.

The Greece crisis was not a surprise for the world every country including India was aware about it so precautions have been taken. In any case, Greece debt crisis didn’t have a direct impact on Indian economy because India in not directly exposed to Greece in terms of trade ties. India’s GDP growth rate falls by 0.02% as India is not a trade dependent country. Europe is largest trading partner with $129 billion of merchandise commerce out of which $97 billion is with UK, Germany, Italy and France. Indian economy would be able to withstand any impact from Greece’s crisis because India has large no. of foreign exchange reserve.

Indian Govt. took some major steps to nullify the impact of Greek Crisis. They managed their foreign debt into a certain percentage of their GDP. Our country has taken the major steps on stabilising the domestic economy, particularly by steadying the external imbalances and accruing foreign exchange reserves, so the RBI is now in much better position to withstand against volatile and large capital outflows.

Written by Harshit Gupta, MBA-FP 2015-2017

International College of Financial Planning – A Success Ranger for Career in finance

One of the leading institution of India, International College of Financial Planning offers expertise in financial services to the aspiring students. With a proven track record since 2002 the institution has marked its presence in the field of financial education.

Courses offered

ICOFP has various award winning and globally recognized certification programs such as Certification in Financial Planning, Certification in Financial Analysis and other flagship programs such as-

  • MBA in Financial Analysis
  • MBA in Financial Planning

Along with these courses, the institute offers diplomas and short term certification courses to meet the needs of different student segments. They are:

  • PG Diploma in Financial Planning
  • PG Diploma in Financial Analysis
  • CFP Certification Course

There are specialized courses of distance learning programs for the working professionals who cannot devote full time and attention to the class room studies. Also, there are executive and professional programs for highly motivated people already having a good experience of the industry.

Affiliations

A number of applaud able affiliations make ICoFP a trusted brand name in financial educational industry:-

  • MBA degree provided by the institute is recognized by UGC (University Grants Commission) and is awarded in collaboration with the University of Mysore. (University of Mysore has been accredited “Grade A” by NAAC in 2013.)
  •  Under authorization of Financial Planning Standards Board, India (FPSB), ICOFP offers CFPCM Certification Education Program that oversees the efficient administration of globally recognized Certified Financial Planner (CFPCM) Certification Process.
  • Very well-known SIES college in Mumbai assists ICOFP in the course and classes for Financial Planning and Financial Modeling at the SIES campus.
  • MBA in Financial analysis which incorporates All 3 level of CFA, is recognized from CFA Institute (USA).

Assistance in Training and Placement

International College of Financial Planning has been providing full term support to the students for placement into MNCs (Multinational Company) of their desired job profile. The students are given prior briefing about the MNC, trained about interview and Group Discussion formats and are recommended on the behalf of the college to these firms.

Considering that, ICOFP maintains 100% placement record of its students since inception, the firms take vivid interest in incubating students from this institute.

Alumni Support

As ICOFP is being promoted by Bajaj Capital Group, the Alma mater of the institute take gratification in maintaining long term relationship with the placement cell as well as the students of the institute. The new students receive full assistance for their course, guidance and career planning from the alumni through either personal interaction or forums, threads and social networking sites.

Carving a Niche

The faculties, the students and the glorious track record mark the success rate of International College of Financial Planning over the years. As per a survey, ICOFP turns out to be the first choice of many students because of its prime location in Delhi, placement cell and utility of the courses.

The students are placed in a wide platter of sectors that range from research firms, investment banking, Financial Planners, Banking Operations, Wealth Management, Private Bankers, Forex Risk Advisers and Mutual Funds etc.

The full-length classroom support by the experienced faculty encourages and prepare the students for not only a competitive job environment but also to venture entrepreneurial set-ups.

The recognition and awards by well-known international firms such as Dun & Bradstreet encourage the people associated with the institute to work harder towards achieving its mission of becoming “the coveted choice of students as well as financial service industry and to provide the best education to the participants to make them world class professionals”.