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Rising wealth in India needs a succession plan


Silent Expectations, Legacies Turning into Legal Chaos

Property in India carries emotional and financial weight. As wealth of Indians is increasing, the focus shall not be only on accumulation but to desired transfers also. Real estate will sit at the centre of that journey Over 65% of civil cases in...


Periods of geopolitical tension are not just anomalies; they are stress tests for the resilience of financial markets and, more importantly, for investor psychology.

Whether it was the shockwaves of 2022 following the Russia–Ukraine war, or the current volatility surrounding the US-Iran conflict and ...

As geopolitical tensions are rising globally, financial planners recommend their clients to build a Core and Satellite portfolio using mutual fund schemes to optimise their long-term returns and meet their financial goals.

Let us understand Core and Satellite Portfolio in the accumulation s...

January 2026 gave us a behavioural signal that we should not ignore.

For the first time in recent years, inflows into Precious Metal ETFs, particularly gold and silver, exceeded total inflows into equity mutual funds. In a country that has spent the last decade building SIP discipline and deepening f...

Understanding intrinsic value helps you avoid buying expensive stocks and buy fairly priced stocks

 “Price is what you pay, and value is what you get,” said Warren Buffett explaining the distinction between cost and true worth. In investing, it is commonly called intrinsic value. It is a re- min...

If finance were a chessboard, the CFP and CFA are not rival pieces; they are players sitting at entirely different tables. Both require intellect, ethics, and grit, but they serve different missions and mindsets.

Think of the CFA charterholder as someone embodying Cal Newport’s Deep Work, analyt...

India produces millions of graduates each year, yet fewer than half are employable. Mercer | Mettl’s India Graduate Skill Index 2025 pegs employability at just 42.6%, down from 44.3% last year. For women, the number dips further to 41.7%. The story is clear: we don’t have a shortage of graduate...

In August 2025, S&P Global upgraded India’s sovereign rating from BBB– to BBB, citing fiscal consolidation and economic resilience. This is the first upgrade in more than a decade and a defining moment for Indian debt markets. Bond yields softened almost immediately, signalling improved confiden...

When one of India’s most respected IT firms, TCS, announced 12,000 job cuts, it wasn’t a mere headline. It was a signal. A signal that automation is no longer theoretical. AI has arrived, and it is rewriting the script for the country’s vast technology workforce.

Across the IT sector, roles that once...

Passive Investing !!

With the usual sensationalism, we have made Passive investing a sophistication by itself.

It’s as though, retail investors can’t venture into passive investing at all

Let’s break this down

Consider a middle income household in Indian context. The popular asset classes are

Gold – eter...

The stock market is not a machine of certainty; it’s a reflection of collective human psychology in motion. Every peak and trough, every rally and correction, carries within it a story of how investors feel and react, often more than how they think.

Behavioural finance bridges the gap between rationa...

We are at a crucial juncture as a Market. It wouldn’t be exaggerating to state that the next decade belongs to India terms of being the most exciting Market to invest. With the amount of money coming in, there is going to be a lot of importance on compliance associated with advisory. The retail inve...

In today’s fast-changing financial world, one thing is certain—people need guidance. Rising incomes, complex tax rules, countless investment options, and growing aspirations have made personal finance decisions more challenging than ever. As individuals and families strive to build wealth, protect t...

As we move through June, the warmth of Mother’s Day celebrated in May still lingers. While we honour all mothers, this time I want to pause and talk about single mothers—the lone warriors who manage every role for their children.

There is a quiet kind of strength that single mothers carry. Whether by...

Introduction to Debt Repayment Strategies

Managing debt is a challenge that many middle-class Indian families face today. Whether it's credit card dues, a gold loan taken during a medical emergency, or an EMI on a personal loan, debt can feel like a constant weight on your shoulders.

The good news? Yo...

  1. Introduction to GIFT City and Its Legal-Economic Status

The Gujarat International Finance Tech-City, commonly referred to as GIFT City, is a landmark initiative by the Government of India aimed at creating a world-class financial centre within the country. Strategically located in Gandhinagar, Gujar...

Mr. Kailash passed away on a quiet Thursday morning.
It was not sudden. His health had been declining for some time. But nothing quite prepares a family for the legal whirlwind that follows. His wife, Mrs. Sunita, and their son, Aarav, were now not just grieving, but also staring at the one thing no...

Lets be real for a moment. When I first stepped into the world of wealth management, we didn’t have fancy dashboards. We had files, leather-bound folders, fountain pens, and those formal meetings. Clients were all about one thing: performance. Show them the returns, highlight the tax breaks, and if ...

Gen Z is rewriting the rules of personal finance. Unlike their predecessors, they are tech-savvy, investment-curious, and financially independent-inded. But they also have a mild addiction to online shopping, an over-reliance on BNPL schemes, and a tendency to take financial advice from influencers ...
In today's increasingly complex financial landscape, professional financial planning education has become more crucial than ever. The CFP® certification stands as the gold standard in financial planning, offering professionals a comprehensive pathway to excellence in this dynamic field. As markets e...